Kill the phone call. Verify in milliseconds.

One API call to check insurance eligibility, benefits, and network status across 600+ PPO insurers. Built for developers who ship healthcare software.

$6.78
Average cost of a manual
eligibility phone call
verify-eligibility.sh
# Check eligibility in one call
curl https://api.verifi.dev/v1/eligibility \
  -H "Authorization: Bearer vf_live_..." \
  -d '{
    "member_id": "WDH9234871",
    "payer_code": "BCBS",
    "provider_npi": "1234567890",
    "service_date": "2026-04-28"
  }'

// Response (42ms)
{
  "eligible": true,
  "plan": "PPO Gold 500",
  "copay": $30,
  "deductible_remaining": $1,240,
  "in_network": true
}
The Problem

Insurance verification is stuck in 1998

✕ Today's workflow

  • Call the insurance company, wait on hold 12 minutes
  • Navigate a clunky payer portal with 6 logins
  • Get inconsistent data, especially for PPO plans
  • Wait 6+ months for Availity API access
  • Claim denied anyway because data was stale

→ With VeriFi

  • One REST endpoint, structured JSON response
  • Real-time eligibility across 600+ insurers
  • Copay, deductible, network status, prior auth requirements
  • Ship in an afternoon, not a fiscal quarter
  • Verified at point-of-service, every time
600+
PPO insurers covered
<50ms
Average response time
95%
Cost reduction vs. phone
X12 EDI
270/271 compliant
Built for Developers

Everything you need. Nothing you don't.

🔑

API-Key Auth

Simple bearer token authentication. Get your keys and start verifying in minutes, not months.

⚡

Real-Time Verification

Live eligibility checks via X12 270/271 EDI transactions. No batch processing, no stale data.

🏥

Deep Benefits Data

Copays, deductibles, out-of-pocket max, in-network status, and prior auth requirements in one response.

🛡️

HIPAA Compliant

AES-256 encryption, BAA-ready, SOC 2 controls. Built for healthcare from day one.

📊

Smart Caching

Intelligent response caching reduces redundant lookups and keeps costs predictable at scale.

🔌

Drop-In Integration

REST API with JSON responses. Plug into any EMR, billing platform, or telehealth app in an afternoon.

The healthcare payment stack is finally catching up to fintech.

No more hold music. No more portal logins. No more denied claims because someone forgot to check coverage. Just one API call and the answer.